Virtual Financial Planning

 People Don't Plan to Fail, They Fail to Plan

The #1 reason people don't realize their hopes, dreams & goals is because they fail to plan for them.


By collaborating with our team of expert advisors to build an actionable financial plan, you will increase the likelihood of getting all that you want out of life.

We use a "Results by Design" financial planning process.  Focusing on specific results, the design of your plan allows us to see in advance which solutions are best suited for your situation.  Living your best life today & tomorrow is our priority.

  1. We learn about and help you crystallize your hopes, dreams & goals
  2. We analyze & test your current financial situation to see if it will meet future needs
  3. We test multiple ways you can manage your money to find the lowest cost, lowest risk ways of reaching your goals
  4. We agree on customized solutions based upon the results of our analysis
  5. We help you implement the solutions from your financial plan

We also work closely with your existing tax & legal counsel, working together with the common goal of helping you.

To do this type of planning we charge a planning fee so there are no surprises.  You pay nothing up front.  We use a financial planning agreement that spells out what we will do, what the fee is, and will not invoice you for the financial plan unless your are 100% happy & satisfied with the end result.

Fair Enough? 

Once we have completed your financial plan and you feel comfortable with us and our process, we can help you take action by implementing the solutions.

We believe a sound financial plan is the foundation to financial success, and more importantly an enjoyable life.

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Investment Management

You work hard for your money. 

We believe your money should work just as hard

if not harder, for you.

We utilize a comprehensive investment management process to maximize each client's returns while minimizing risk & taxes.

Our open architecture allows us to offer customized portfolio solutions that are 100% transparent.  Each client portfolio allocation is specifically designed based on your return objectives, risk profile, and tax status of your accounts.  By first going through the financial planning process we are able to determine which strategies are best suited for your situation.

Portfolio Investment & Retirement Income Planning

Our specialty is in meeting the income needs of investors who have or are looking to retire earlier than the norm, and have accumulated funds from sources like:

  • Sold or are planning on selling their business
  • Company stock liquidation 
  • Significant savings in retirement accounts like 401k's & IRA's
  • Received an inheritance
  • Won the lottery

We fully understand and appreciate the importance of creating a stable income, especially for those that may retire in their 30's, 40's, or 50's, and that it requires a specific blend of current income and future growth, while minimizing risk & taxes.

Using robust portfolio construction & retirement income projection software, we are able to design custom income solutions that are low cost, efficient, and flexible.


Have specific portfolio & retirement income questions?

Ask away! Please let us know here.

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Insurance Solutions

We believe insurance should help you sleep at night

Life has many risk & uncertainties. Insurance is simply the transfer of those risks & uncertainties.

Through our financial planning process we help you identify the potential risks in your life, and more importantly how to transfer them so you don't subject your family, business, and employees to them unnecessarily.

We are not captive agents to one insurance company. We provide insurance solutions from  a variety of providers and believe that when used correctly, insurance is a strong foundation to your financial success.

Have specific insurance questions?

Ask away! Please contact us here.

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Have specific investment or portfolio questions?

contact us today!

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